RBL Bank is the fastest growing banking institutions in India with its presence in different territories of the country. At present, the bank serves more than 2 million people through its 237 branches and widespread 375 ATMs across 16 states and Union Territories of India. RBL Bank was awarded as the Best Bank (Growth) of India and acknowledged as the “Global Growth Company.”
State-of-the-art infrastructure and privileged banking facilities make RBL Bank a trusted name in Commercial Banking, Business Banking, Institutional Banking, Corporate Banking, Agribusiness Banking, and various other financial operations. Here, we shall make you aware of the different aspects of RBL baking structured, loans, debit and credit cards, insurance, savings accounts etc.
RBL Bank Credit Cards
RBL Bank offers 10 types of Credit Cards
- Red Carpet Entree
- Curated Rewards
- Grand hotel stays
- Excellent lounge experiences
- Gourmet delights
- Incredible invites
- World class concierge
- Platinum Maxima Credit Card sojourn begins with 8000 reward points
- Welcome gift
- Rewards on all your purchases
- Earn 5 times reward points
- Annual spend bonus
- Complimentary movie tickets
- Airport lounge access
- Earn golfing reward points on every purchase
- Earn 5 times reward points on every Rs.100 purchase
- Redeem rewards and earn gifts
- National Handicap Service Enrollment
- Surprises for gifted golfers
- Earn 4000 bonus points by swiping your card within 60 days of its issuance
- Earn 1000 bonus reward points monthly by swiping the card at least 5 times for targeted Rs.1000 transaction
- Drive all over the city with fuel saving benefits
- Exclusive benefits only for Platinum Delight Credit Card holders come with a flat annual fee of Rs.1000. On crossing Rs.1.5 Lacs, no fee
- Reward points for domestic and international buys. Additional 1000 points on spending Rs.10,000 within 2 month
- Purchase worth Rs.1.2 lakhs or more in one year and earn 4000 bonus reward points
- Fuel surcharge waiver at all fuel stations
- Complimentary movie tickets and value back on groceries
- Order pizza from Pizza Hut/Domino’s online and get 10% value back every Wednesday
- Earn reward points for all domestic and international purchases
- Online transactions through credit card
- Control your finances through Flexi-Limit facility
- Globally accepted
- Zero Fraud Liability in case of theft or lost
- Classic rewards with option to redeem reward
- Power to redeem points for hotel stays, flight tickets, shopping vouchers, latest product range, curated personalized items, online mobile recharge
- Global cash access 24/7
- Redeem reward points for flight tickets, hotel stays, shopping, latest gadgets, retail shopping vouchers, mobile recharge
- Control your finances with flexi-limit
- 24 hours cash access worldwide
- Get free movie tickets
- Shop anywhere and earn reward points
- Shop at Crossword Store and get maximum reward points
- 1% exemption from fuel surcharge
- Enjoy events and movies worth Rs.1000 at BookMyShow
- Increase your chances of winning with 20 reward points for every Rs.100 spent on weekend fine dining
- De-stress yourself at the airport with 4 complimentary visits annually at domestic airport lounges
RBL Banks Loan
- Upto Rs. 10 crores loan with convenient repayment options of 180 months
- Loan amount upto 80% of the property value
- Minimal documentation
- Attractive interest rate
- Interest rate fixed for the first three years
- Drop-line overdraft up to Rs.5 crores for maximum 10 years
- Collateral – commercial and residential property
- Loan amount upto 80% of the property value
- Less documentation and quick processing
- Loan amount starting from Rs. 10 Lakhs to Rs. 35 Lakhs
- Convenient options for repayment of 12 months to 36 months
- No collateral or security
- Loan amount ranging from Rs. 1 Lakh to Rs. 20 Lakhs
- 12 to 60 months repayment option
- No collateral or security
- Quick and easy documentation
- Attractive rate of interest
- Easy disbursal process
- Loan amount upto Rs.10 Crores
- Flexible loan tenure upto 25 years
- Lesser documentation and faster processing
- Maintain balance in your linked account to get easy home loan approval
- Loan against gold of up to Rs. 50 Lakhs
- Convenient tenure of 7 days to 365 days for residents and individuals
- On-spot assessment and gold valuation
- Convenient loan repayment
- Minimal documentation
- Loans for all kinds of cars including small and compact four-wheelers, premium cars, SUVs, and MUVs
- New car loan ranging from Rs. 50,000 to Rs. 30 Lakhs for salaried individuals
- Car loan amount of up to Rs. 1 Crore for self-employed professionals and individuals
- Convenient loan repayment within 12 to 60 months
- Up to 90% LTV of the value of new car
- Attractive fixed interest rate
- Overdraft/Cash Credit facility for day-to-day operations
- Non-fund based facilities – Letter of Credit and Buyer’s Credit for smooth trade
- Export Credit for assured Pre and Post Shipment finance to exporters
- Loan amount of minimum Rs. 50,000 to maximum Rs. 10 lakhs for education in India
- Up to Rs. 20 lakhs loan amount for education in foreign countries
- Easy principal repayment – with moratorium period of 1 year post course completion or 6 months after recruitment, whichever happens earlier
- Up to 100% tuition fee and living expenses covered
- Lower rate of interest for top-ranking universities and institutions
- LTV is higher for collateral based loans
- No collateral of up to Rs. 4 lakhs
RBL Bank Insurance
RBL Bank is a registered corporate agent with IRDA that provides an array of insurance solutions for all your needs.
- HDFC Life Youngster Udaan: Ideal for parents who want an insurance for their children’s higher education, college fee and marriage expenditure.
- HDFC Life Super Income Plan: Regular income insurance plan with guaranteed benefits.
- HDFC Life Sampoorn Samriddhi Plus: A premium insurance plan with a provision to extend whole life coverage up to 100 years.
- HDFC Life Personal Pension Plus: The ideal insurance plan for life after retirement. Get stable and secure returns after retirement.
- HDFC Life New Immediate Annuity: A traditional annuity plan offering various options to live a better life post retirement.
- HDFC Life Sampoorn Nivesh: An investment plan with multiple funding options to optimize your insurance.
- HDFC Life Cancer Care: A specific plan designed to cater every need of cancer patients, from diagnosis to chemotherapy and prognosis.
RBL Bank Savings Accounts
RBL Bank offers different options for savings accounts to keep your money safe.
- Fastest, convenient and secure account
- ess documentation
- Zero balance account
- Paperless and instant processing with PAN and Aadhaar
- Unlimited ATM transactions
- Choose your account number
- Earn up to 6.75% interest rate on Savings Account
- Platinum Concierge Services by MasterCard
- Free accidental death coverage worth Rs. 5 Lakhs
- Enjoy lifelong privileges of a Savings Account
- Get up to 20%disocunt on preventive health care tests and hospitalisation
- Better treatment with a second opinion from empanelled specialists by Vidal
- Avail healthcare services from a network of over 6000 hospitals and more than 1500 diagnostic centers
- Savings account for the elderly over 60 years
- Upto 20% off on cataract surgery, including the cost of lens
- Upto 15% discount on dental check-up and procedures, including root canal and dentures
- 0.25% discount on brokerage charges
- Free account opening
- Free physical share dematerialization
- Higher rate of interest on savings
- Higher interest rate @ 6.75%
- Excellent fixed deposit rates
- Unlimited cash transactions for free at any other bank’s ATM
- Hassle-free net banking, mobile banking, and ATM solutions
- Zero balance
- Higher rate of interest @6.75%
- Free Debit Card
- Enhanced Debit Card limits
- Instant net banking and Debit Card PIN
- Yearlong discounts and unlimited benefits
- Higher rate of interest on savings account
- Zero balance kid’s accounts
- Exclusive for women with vouchers worth Rs.2500
- Discount on medical concierge services and health benefits
- Year-round discounts and offers on shopping, entertainment, food, wellness, health
RBL Bank Debit Cards
- Higher withdrawal limit of up to Rs.1,50,000 per day
- Unlimited and free cash withdrawal at all Indian bank ATMs
- Complimentary access to lounge at selected airports
- 3 complimentary golf games
- Air accident cover of up to Rs.7,50,000
- Personal accident cover of up to Rs.15,00,000
- ATM assault and robbery cover
- Card protection cover
- 15% discount at Enrich Salon
- Huge discount on gold and diamond jewelry at Joyalukkas
- 15% off at India Circus
- 20% off on hotel bookings through Travelguru.com
- Air/Personal accident cover
- 15% discount at Enrich Salon
- Huge discount on gold and diamond jewelry at Joyalukkas
- 15% off at India Circus
- 20% off on hotel bookings through Travelguru.com
- Air/Personal accident cover
- Up to 15% off at Apollo Pharmacy
- Higher withdrawal limit up to Rs.50,000 per day
- 10-20% discount on diagnostics
- Shopping privileges up to Rs. 500 off on various non-electronic items on a minimum purchase of Rs.2500 on ShopClues
- Air/Persona; accidental insurance
- Lost card protection
- Secure online shopping
- Earn easy cashback on your next visit to the US with MasterCard Easy Savings Program
- US Pizza discount offer
- 15% discount at the Leather Boutique
- 20% discount on TravelGuru hotel bookings
- 20% off on Awfis office space bookings
- Get flat Rs. 399 discount on custom printed products only at Printvenue
- Basic insurance and accidental cover
- Earn cashback on US hotels and restaurants
- Exciting offers on US Pizza, Leather Boutique, TravelGuru, Awfis, Mulescars, Magzter and Printvenue
- Accidental and personal insurance cover
- Purchase protection benefit
- Secure online shopping
- Unlimited free cash withdrawal and transactions in any ATM in India
- Cash withdrawal limits up to Rs. 100,000 per day
- 24/7 funds access
- Shop up to Rs.2,00,000 per day
- Complimentary card insurance
- Cash convenience – unlimited transactions on all bank ATMs in India
- Up to Rs.5,00,000 cash withdrawal per day
- 24/7 fund access
- Shop up to Rs.100000 per day
- Complimentary card insurance
- Secure online shopping
- Daily Rs.50,000 cash withdrawal limit
- Daily Rs.30,000 POS limit
- Disability and accidental insurance cover worth Rs. 1 lakh
- 5 free cash withdrawal in any domestic bank ATM
- Up to Rs.10,000 cash withdrawal at any ATM in India
- Instant email and mobile alert
- Access funds 24/7
- Disability and accidental insurance worth Rs. 1 Lakh
- Shop worth Rs.10,000 using debit card
- Yearlong discounts and unlimited benefits
- Higher rate of interest on savings account
- Zero balance kid’s accounts
- Exclusive for women with vouchers worth Rs.2500
- Discount on medical concierge services and health benefits
- Year-round discounts and offers on shopping, entertainment, food, wellness, health
- Yearlong discounts and unlimited benefits
- Higher rate of interest on savings account
- Zero balance kid’s accounts
- Exclusive for women with vouchers worth Rs.2500
- Discount on medical concierge services and health benefits
- Year-round discounts and offers on shopping, entertainment, food, wellness, health