Types of Credit Cards
ICICI has designed a comprehensive range of credit cards for customers with various requirements and budgets. The different types of credit cards the bank offers are as follows:
ICICI Bank Platinum Chip Credit Card; This card is suitable for people with a net annual income of more than 2.5 lakhs. It is a free card and you do not have to pay any joining or annual fee. With the help of this card enjoy dining discounts, PAYBACK points and waiver on fuel surcharge at all HPC petrol pumps.
ICICI Bank Coral Contactless Credit Card: With this credit card enjoy quick payments and scores of cash rewards. Get cash rewards at the groceries in supermarkets and for dining at restaurants. Enjoy free film tickets and access to the domestic ‘airport lounge.’
ICICI Bank Expressions Credit Card: You can create a tailored and customized design from 175 options for this credit card. Enjoy free film tickets, reward points and discounts on dining at the restaurants.
ICICI Bank NRI Coral Credit Card: This card has been designed for the NRIs exclusively. With this card enjoy UBER vouchers as joining benefit, free tickets for watching movies, access to the domestic ‘ airport lounges’ and discounts at restaurants.
ICICI Bank HPCL Coral American Express Credit Card: This credit card helps to keep the expenses on fuel low by their commendable cashback offers and zero ‘fuel surcharge.’ You can earn reward points that are redeemable for paying for your fuel at the HPCL petrol pumps. Enjoy discounts on movie tickets and dining with this credit card.
ICICI Bank Unifare Mumbai Metro Credit Card: This is a ‘Credit Card’ and ‘Mumbai Metro Smart Card’ rolled into one. Enjoy auto recharge facility, discounts on travel fare in the Mumbai metro and restaurants and waiver on fuel surcharge.
ICICI Bank Coral Credit Card: This credit card offers scores of cash rewards on supermarkets and restaurants. Enjoy the offer of free film tickets and access to the domestic airport lounge every 3 months. This card is ideal for people with more than 5 lakhs net annual income.
Ferrari Signature Credit Card by ICICI Bank: This card is specially designed for the extravagant spenders. Enjoy free access to an airport lounge, movie tickets, dining and waiver on fuel surcharge. Enjoy a ‘Scuderia Ferrari Watch’ as a joining benefit. Enjoy discounts on purchasing Ferrari products at Ferrari e-stores, attending Ferrari challenge race, Ferrari museum and special events with Ferrari VIP guests at Maranello, Italy etc. with this card.
Jet Airways ICICI Bank Sapphiro Credit Card: Make use of these cards for converting everyday purchases into ‘JP Miles’ and redeem these for free flights. Earn 10,000 JP Miles as joining bonus, 5,000 JP Miles as renewing bonus and 7 JP Miles on every purchase of Rs.100.
Features of the Credit Cards
- There is no joining fee nor do you have to pay any annual fee for this card.
- For every Rs. 100 spent on retail purchases, you can earn 2 ‘PAYBACK’ points. PAYBACK is one of India’s biggest coalition ‘Multi-Partner Loyalty Programme.’ You can redeem these points easily for enticing products through the PAYBACK loyalty program. You can even redeem your points by calling up the 24- hour customer care service of the bank.
- The card offers additional security features with the help of an inserted microchip that requires your PIN (Personal Identification Number) at the terminals of the merchant outlets.
- With the help of this card you can waive a 1% fuel surcharge on the fuel transactions for a maximum of Rs.4000 purchase of fuel at the HPCL pumps when you swipe this card on the swipe machines.
- You can save up to 15% on dining in more than 800 restaurants with the help of the ‘Culinary Treats’ program with the help of this card.
- The inbuilt ‘Master Card’ Contactless Technology ensures secure and fast payments at the retail outlets.
- Enjoy cash rewards at the grocery shops, restaurants and at the supermarkets.
- The holders of this card can enjoy complimentary Provogue tie-up as a joining bonus.
- Enjoy a complimentary visit to the domestic ‘airport lounge’ every three months by being a holder of this credit card.
- Avail 2 complimentary movie tickets under the ‘buy one get one’ offer by purchasing the tickets through ‘Bookmyshow.’
- Enjoy 15% discount on the dining bills in more than 2100 restaurants all over India by means of the Culinary Treats program of ICICI Bank.
- You can earn up to 3 PAYBACK ‘reward points’ for every Rs. 100 spent on all the retail purchases other than fuel.
- Enjoy a discount of Rs.100 on 2 film tickets every month by purchasing the tickets through www.bookmyshow.com on a ‘first-come-first-serve’ basis.
- Enjoy complimentary access to the domestic airport lounge every 3 months.
- Avail 15% discount on dining in more than 2,100 restaurants through the ‘Culinary Treat Programme.’
- Enjoy 3 UBER vouchers worth Rs.100 each as a benefit for joining.
- Have the privilege of watching 2 complimentary films every month under ‘buy one get one’ offer by purchasing through the www.bookmyshow.com.
- Gain complimentary access to the domestic airport lounge every 3 months.
- Save up to 15% on more than 2600 restaurants all over India with the help of the ‘Culinary Treats Program.’
- As a holder of this credit card you can enjoy up to 6 PAYBACK points on every Rs. 100 spent on the fuel at the HPCL pumps. You can redeem about 2000 ‘PAYBACK points’ on the purchase of fuel of Rs.500.
- Enjoy 2.5% cashback on a minimum purchase of fuel worth Rs.500.
- Enjoy a waiver of 1% on the fuel surcharge at the HPCL pumps on every purchase of fuel.
- Avail 15% dining discount in more than 800 restaurants all over India through the ‘Culinary Treats’ program.
- Avail a discount of Rs. 100 on 2 movie tickets every month on buying the tickets through www.bookmyshow.com.
- The holder of this card is entitled to the benefit of ‘auto recharge facility’ by means of which he can automatically recharge the ‘Mumbai Metro Smart Card’ chip balance.
- With the help of this card you can avail a discount of 20% on the travel fare at the Mumbai Metro.
- You can gain up to 8 PAYBACK points on all transactions involving auto recharge.
- Get a waiver of 1% on the fuel surcharge at all the HPCL petrol pumps all over India.
- Enjoy dining in plush restaurants at a discount of 15% all over India through the Culinary Treats Program.
- The fee for the credit card for the first year is Rs.1000 + applicable taxes and is Rs.500 second year onwards.
- It offers a domestic complimentary lounge visit every three months to the holder of the card.
- It offers two complimentary film tickets when booked through ‘BookMyShow’ under the ‘buy one get one’ offer every month.
- You can enjoy a complimentary ‘Scuderia Ferrari’ watch as a joining benefit.
- You would get the opportunity of attending the ‘Ferrari Challenge’ race.
- Enjoy a visit to the Factory and the Ferrari Museum at Maranello, Italy.
- Avail discounts on the Ferrari Merchandise at the e-stores of the Ferrari brand.
- Enjoy complimentary access to the ‘domestic airport’ lounges all over India.
- With the help of this credit card, get the ‘buy one and get one’ free film ticket offer by booking through www.bookmyshow.com.
- Avail 15% discounts on the dining bills in more than 800 restaurants through the ‘Culinary Treats Program.’
- Enjoy a waiver of about 1% on the fuel surcharge by spending a maximum of Rs. 4000 on every transaction in all the HPCL pumps.
- As a new card holder you can enjoy complimentary air ticket code of the Jet Airways.
- The card holders can earn up to 7 JP Miles per Rs. 100, that is spent on the card.
- You can enjoy 5000 ‘renewal bonus’ JP Miles every year for renewal of the card.
- As a joining bonus enjoy 10,000 ‘welcome bonus’ JP Miles.
- As a card holder you can gain complimentary ‘airport lounge’ access.
- You can even gain complimentary movie tickets, golf rounds, and dining discounts.